I would like the option to Save Money using the Capital Option. In this option I would choose a target saving amount (eg 5% of daily sales). Yoco then pay interest say 8% per year on the balance same way it charge interest for a capital advance.
The benefit to Yoco is additional Capital to fund the Capital advances.
Benefit to me is a disciplined way of saving money for anything like paying over VAT or buying stock for the business.
I find the Capital Offers to be extremely valuable but very expensive.